Excess Insurance Placement
Mitigating financial risk is critical to our clients. To protect our clients when catastrophic workplace incidents occur, FutureComp provides brokerage services for mandated excess workers’ compensation coverage.
Our approach differs significantly from standard market insurance companies that use general industry data to establish their rates and ranges of coverage. Their practice of “lumping” insureds into pools is an ineffective and costly way to approach this critical coverage.
Unlike the standard market, FutureComp uses our client’s own data to ensure the best possible outcome. This allows clients to demonstrate how and why they are different and better than their peers — and achieve better pricing and terms as a result. Our detailed approach to brokering excess workers’ compensation coverage focuses on analyzing the risk, identifying the best terms and negotiating to ensure optimal results for our clients.